AI-native software engineering

AI-native engineering for regulated environments.

Senior engineers and AI-native workflows built for European banks, insurers, and regulated software teams.

HPBPBZFINAInfoDomInternational Value ServicesAletaRGN — Faculty of Mining, Geology and Petroleum EngineeringServis Perković
A new kind of engineering agency

AI is a teammate, not a tool.

While competitors bolt AI onto old workflows, we rebuilt our process from the inside. AI drafts boilerplate, tests, and first-pass review. Senior engineers own architecture, business logic, and every decision the regulator will read. AI is never the last reviewer.
Stjepan Buljat
Stjepan Buljat
Co-founder
Built for regulated environments

The engineering partner for European banks and insurers.

Most of what we ship runs inside regulated environments — and has, for over a decade.

Onboarding that clears regulator review

Procurement and risk teams have already approved the way we work — you skip the six-month vendor review.

Payments that hold through bank holidays

Production systems built to settle, reconcile and recover — even on the worst Monday of the quarter.

Core banking integrations with the audit trail intact

Every call, every retry, every reconciliation step — logged in a form your auditors can actually open.

AI your risk committee can actually sign off

Boundaries documented, prompts versioned, outputs reviewed. AI under controls your second line will defend.

What that looks like in practice
  1. 01

    ISO 9001 + ISO 27001 certified

    Cleared

    Most banks won't onboard a vendor without them. We're already through the gate, so procurement is a formality, not a roadblock.

  2. 02

    Compliance architecture from day one

    Built-in

    DORA, GDPR, PSD2 and the AI Act mapped into the system before any code gets written — not retrofitted six weeks before audit.

  3. 03

    Audit-ready documentation by default

    Audit-ready

    Every design decision, every integration, every AI component documented in a form your auditors can actually read.

  4. 04

    Pre-integration sign-off

    Required

    Nothing hits your production environment without approval from your risk and compliance teams. By design, not by exception.

Hybrid Delivery with explicit AI controls

AI drafts boilerplate, tests, and first-pass review. Senior engineers own architecture, business logic, and final review. The boundary is contractual, documented, auditable — and signed off by your risk committee.

Our services

Whatever you're building, let's build it right.

A decade of production software across 100+ projects — from product discovery and AI-native engineering to dedicated teams and long-term partnership.

Consult

Discovery, audits and architecture

Two-week sprints to scope a product, audit an existing system, or design the architecture before you commit a roadmap.

Build

Production software, end to end

Full-stack delivery teams that ship features into regulated production — with the audit trail your second line expects.

Scale

Dedicated teams, long term

Embedded squads that learn your domain, your controls, and your roadmap — and stay long enough to ship the boring quarters too.

How we work

Three frameworks, five phases, one principle — clarity before code.

Have a project? Let's talk.

No pitch deck. Just a conversation about what you're building and whether we're the right fit.